Clear legal advice before you sign or lend

Loan, mortgage, guarantee and security documents can create significant legal and financial obligations. Summit Lawyers advises borrowers, lenders, guarantors, mortgagors, companies, trustees and individuals before they sign, lend or provide security.

Solicitor's Certificates & Independent Legal Advice

Where a lender requires a solicitor's certificate, we review the complete documents, verify identity, meet with the client privately and explain the obligations and risks. This is more than witnessing a signature, and a certificate can only be issued if the client understands the legal effect of the documents.

Loan Agreements

We draft, review and negotiate personal, commercial, company, shareholder, family and related-party loan agreements. We advise on amounts, interest, repayment, fees, defaults, enforcement, guarantees and security.

Mortgages & Security Documents

We assist with real property mortgages, guarantees, indemnities, general and specific security agreements, PPSR registrations, priorities, variations, releases, discharges and enforcement. We explain the assets at risk and consequences of default.

Before Your Appointment

Send us the complete documents, the lender's certificate requirements, current identification, relevant company or trust documents and the applicable deadline. Contact us early to allow time for review, advice and signing or settlement.